I am an independent licensed insurance agent, benefits consultant and advisor, focused on helping people plan for the future.

• MEDICARE – for those initially enrolling in Medicare as well as existing beneficiaries for an annual review of benefits
• SOCIAL SECURITY MAXIMIZATION – for help in analyzing how to get the most out of your Social Security benefits
• RETIREMENT INCOME PLANNING - for help in determining how to implement a Retirement Income Plan,
  in order to protect your assets
• LIFE INSURANCE – for leaving a legacy
• LONG-TERM CARE – for learning how to protect your assets if care is needed for an extended illness or injury
• SUPPLEMENTAL BENEFITS – for an extra cushion of financial protection when faced with a
  critical illness, an accident or hospitalization

I take pride in giving personal attention to each of my clients and have been praised by a group of my peers with an “Above and Beyond” award. By addressing individual needs with integrity and professionalism, I have built trusting relationships that are the core of my business. Recognizing that each person has unique needs and circumstances, I dedicate quality time to ensure that you understand all options available, empowering you to make sound decisions.

There are no unimportant questions; if something concerns you then it concerns me as well.

My motto (a quote credited to Theodore Roosevelt)

“Nobody cares how much you know, until they know how much you care.”