Preparing for
The Winds of Change

We are all vulnerable to unexpected circumstances, whether physical, medical or financial. Our mission is to provide you with guidance and resources so that a plan is in place if needed.

It is important to consider personal well-being, as well as that of parents, children, siblings and friends when thinking of what the future may hold. Developing a strategy for both anticipated and unexpected events gives us peace of mind in the present and helps to reduce stress in the future.

Our combined areas of expertise offer a comprehensive body of knowledge to help you prepare for the inevitable changes heading our way such as Social Security, Medicare, and Retirement, as well as the natural process of aging.

Life’s Changes Happen Whether We’re Ready or Not; We Prefer to be Prepared.

Our Services


Information overload?
I can walk you through the process.
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When should I start taking
my Social Security?
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Should I buy Long-Term Care Insurance?
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Is Life Insurance a Smart Investment?
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Am I Prepared for
Unexpected Illness or Injury?
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Have I Planned for
Future Home and Health Care Needs?
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The Team

Sharon Sax
Marcie Carlson
Learn About Us

Read What our Clients are Saying

Little can make a busy, smart person feel as dumb as trying to navigate through Medicare plans. Sharon is the perfect advisor. ... Read More
New Jersey
Sharon was there for me through it all and continues to be today. She was remarkable and it is all genuine. ... Read More
Fishkill, NY
Marcie was able to point us in the right direction at every step of the way…. She is unbelievably gifted at helping and supporting people who are facing the daunting challenges of… illness in the family, with all the emotional and financial difficulties that they present. ... Read More
New Haven, CT
Marcie was a tremendous resource and full of knowledge and information on what to do, who to contact and how to make informed decisions based on each of my family member’s unique needs and circumstances.... Read More
North Carolina
Dear Sharon, I don’t know how I can express my gratitude for all the hard work you did to find just the right additional health care plans to go along with my Medicare. ... I mattered to you as a person, not just a client, and that feeling came across every time we spoke.... Read More
Trumbull, CT
Sharon genuinely cares about her clients and truly wants what is best for them and their loved ones, which is why she goes above and beyond for her policyholders. ... Read More
Raleigh, NC

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