MEDICARE

When it’s time to initially enroll or to review Medicare options, everyone gets a lot of mail and phone calls, resulting in information overload.  Instead of navigating the influx on your own, I will walk you through the process.  Together we will find a plan that best suits your needs both medically and financially.

The most common questions:

• Should I enroll in Medicare if I still have medical benefits through my employer or spouse?
• What are Parts A, B, C and D?
• What is the difference between a Medicare Supplement, Medigap Policy and Medicare Advantage?
• Do spouses need to have the same policies?  Should they?
• Will my current doctors accept my Medicare insurance?
• Will my medications be covered?

We will review these topics and any other questions you may have so that you are comfortable with your enrollment decisions.

If you are already a Medicare policyholder, an annual review of benefits is encouraged.  Plans and policies may change; medications and their costs may change; medical and financial circumstances may change; living situations and locations may change.  All of these and more should be discussed during the Medicare Annual Enrollment period between October 15 and December 7 each year.